0191 695 9493



Very understanding and helpful

Our retirement mortgage was arranged by Joanne Manghan. She was very understanding and helpful, she made us totally aware of all the options available to us and kept us informed during the whole procedure while things were progressing. All we had to do was sign. We are very grateful and would have no hesitation in recommending Joanne.

Mr & Mrs B, Ashington

Joanne was exceptionally helpful

We were told about Sterling Trust when a relative had recommended their services to us early last year. After enquiring about their programme for a Lifetime Mortgage, we were contacted by Joanne Mangham. Joanne was exceptionally helpful and made the whole process stress free. She completely set our minds at ease and we are eternally grateful for all her support. We will be recommending Joanne to friends and family.

Mr & Mrs D, Eston

Professionalism and depth of knowledge

We were extremely pleased with the level of service provided by you in relation to the retirement mortgage you provided. Your professionalism and depth of knowledge was first class and a credit to your company.

Mr & Mrs T, Heaton

Friendly very helpful and made things so easy

I hadn’t realised the options that were available to me to use the value in my home to help with finances into my retirement, Joanne was friendly very helpful and made things so easy, I would have no hesitation to recommend to friends and family. I would not hesitate to contact Joanne in the future if I was in need of any further financial advice.

Mr W, Houghton-le-Spring

Very impressed with the professionalism

Very impressed with the professionalism of Joanne Manghan and her help and advice when we were considering a lifetime mortgage. We found her knowledge and presentation of the subject first class, at no point was there any undue pressure to proceed. We now have peace of mind and a more secure future and have no hesitation in recommending Joanne's assistance.

Mr & Mrs C, Normanby

“I cannot thank Jo enough”

“I was advised on equity release by Jo Manghan from Sterling Trust, she was superb and advised me all the way through the process, I felt confident in her advice and was very impressed with her knowledge and how easy she made the entire process. I was advised about my financial options which I was not aware of, I cannot thank Jo enough she was so helpful.”

Mr W, Houghton-Le-Spring

“Joanne immediately removed all the stress”

“I was recommended Joanne by a friend who spoke very highly of her. I had what felt like an impossible task, trying to arrange a remortgage for my 88 year old Godmother who sadly has advanced dementia.

Joanne immediately removed all the stress from my search for additional finance to pay her home care. Joanne very quickly got a grip of what was a confusing and worrying situation, clearly explained all the options, found an excellent deal, through her expertise in this field and secured the funding that will allow homecare for the foreseeable future.

It had all looked so bleak before Joanne was involved. I cannot praise her enough for high standard of service she provides. I can recommend her without hesitation.”

Mr W, Beverley

“A thoroughly professional manner”

“Joanne carried out diligent research with results analysed in a thoroughly professional manner then condensed into clear recommendations expressed in easily understood terms making choice of facility to opt for perfectly simple”.

Mr M, Sunderland