Telephone:
0191 695 9493

Email:
info@northeastequityrelease.co.uk

Imagine a retirement where you can do more of the things you love...

Discover the best way to unlock tax-free cash from your home with a tailored equity release plan designed to support your retirement goals.

Whether you are concerned about the rising cost of living or wish to buy a motorhome … whatever your financial requirements may be, releasing equity from your home with a Lifetime Mortgage could be the answer.

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Lifetime Mortgage Calculator

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Free, No obligation Advice on Lifetime Mortgages

In addition to arranging Lifetime Mortgages, as part of our process to provide you with best advice, we will also consider whether other later life financial products or a standard residential mortgage could be a better option for you.
We specialise in mortgages for the over 50’s, so this is worth considering in order to limit the impact of equity release on your estate.

With a lifetime mortgage, you can continue to own your home

Continue To Own Your Home

We can help you find a lifetime mortgage with a fixed interest rate

Lifetime Fixed Interest Rates

No Negative Equity guarantee

No Income Assessment

With a lifetime mortgage, you can continue to own your home

Stay In Your Home For Life

We can help you find a lifetime mortgage with a fixed interest rate

No Credit Checks

How does equity release work?

Equity Release is the umbrella name for products that provide consumers with a way of releasing the wealth tied up in their property without necessarily having to sell it and move to another home.

There are two main types of equity release, both are regulated by the Financial Conduct Authority which means firms advising on and providing these plans must meet clear standards.

The most popular type of equity release is a Lifetime Mortgage whereby customers retain full ownership of their home, and this is the only type of equity release plan we recommend.

More About Lifetime Mortgages

Portrait of Joanne, your lifetime mortgage adviser

Meet Joanne,
Your Personal Later Life Mortgage Adviser

As a highly experienced Later Life Mortgage Adviser, you can be assured you will receive a friendly, no obligation, first-class personal and professional service, whatever your requirements.

I will guide you through all of the options available to you in a clear and concise manner.

I also welcome any of your family members or friends to be present at any appointments if you wish and can be held in the comfort of your own home, at our offices in Cramlington or by telephone or video call.

Financial Services has been my career for the last 30 years starting as a cashier with Barclays Bank. I gained my professional qualifications to enable me to become a qualified mortgage consultant in 1995 with Northern Rock and became an Independent Mortgage Advisor working for Countrywide based at Bairstow Eves Estate Agency in Gosforth from 1997 until 2010.

I then moved into the Independent Financial Services marketplace and have been working for Sterling Trust Professional since April 2017, of which North East Equity Release is a trading style. North East Equity Release was set up to specifically promote specialist mortgage advice in the later-life lending market.

As the need for later-life borrowing has increased dramatically in recent years, it was important to me that I could continue to assist my clients in this area as such, I became a qualified Later Life Mortgage Adviser in 2017 and I now specialise in this area of financial planning.

I am also proud to be a member of the Equity Release Council which promotes a very high standard of conduct and practice in the provision of advice on equity release products.

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